What is your profession?
Select your industry to find the correct bond form.
We offer instant digital PDF delivery. Most license bonds (Notary, Contractor, Tax) can be printed instantly and filed with your city or state immediately.
Why is this bond required?
A License & Permit Bond is a prerequisite for obtaining your business license. Government agencies require it to guarantee that you will comply with all local codes, laws, and regulations relevant to your specific industry.
- Consumer Protection: Protects the public from poor workmanship or fraud.
- Tax Compliance: Guarantees payment of sales tax or other fees to the state.
Common Types of License & Permit Bonds
Contractor License Bonds
Required for General Contractors, Electricians, and Plumbers to ensure work meets building codes.
Notary Public Bonds
Protects the public from errors or misconduct by a notary. Required in almost every state.
Mortgage Broker Bonds
Required for mortgage lenders and servicers to ensure compliance with state finance laws.
Alcohol & Liquor Bonds
Guarantees payment of alcohol taxes for bars, breweries, and liquor stores.
How is your credit score?
Surety underwriting is based on credit. (Soft pull only - won't hurt score).
Excellent (700+)
You qualify for "Preferred" rates (usually 1%).
Fair (600 - 699)
Standard rates. Instant approvals available for most bonds.
Under 600 / Other
Bad credit? We have exclusive markets for high-risk applicants.
Can I get a bond with bad credit?
Yes. We specialize in "Non-Standard" markets. Whether you have a bankruptcy, lien, or low credit score, we can usually get you approved so you can get your license.
What is your Bond Amount?
This is the "penal sum" required by your specific City, State, or Municipality.
Don't know your amount? Don't worry. When you select your specific license type in our application, the system will automatically tell you the amount required by your state law.
Other Business Coverages?
Bundle your bond with insurance to save.
How does a License & Permit Bond work?
A surety bond is a three-party contract between You (The Principal), the Surety Company, and the Government Agency (Obligee) requiring the license.
Unlike insurance, which protects your assets, this bond acts as a line of credit guaranteeing that your business will follow the law. If you violate regulations (e.g., stealing client funds, failing to pay taxes, building code violations), the state can claim the bond.
Common Bond Claims:
- Non-payment of taxes
- Breach of contract
- Fraud or Misrepresentation
- Code Violations
How much does a License Bond cost?
You only pay a small percentage of the bond amount. For a typical $25,000 bond, rates look like this:
Preferred Rate
$250 - $500 / year
Lowest possible rates for established businesses.
Standard Rate
$500 - $1,250 / year
Standard pricing for most commercial licenses.
Subprime Rate
Depends on Bond Type
We have programs to approve you regardless of credit history.